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First Time Buyer Tax Credit
Until November 2009 first time home buyers and those with no ownership interest may be eligible for $8000 from the US Government. more>>
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FHA Increases Down Payment Requirements

The Federal Housing Administration raises minimum down payment requirements for borrowers with lower credit scores.

The change is among a number of major changes the FHA is making to ensure its long-term financial soundness.

Borrowers with credit scores less than 580 will be required to put down at least 10 percent of the purchase price. Those with a credit score above 580 will be able to continue to put down only 3.5 percent. The changes will hope to better the agency's finances.

The FHA also will increase its upfront mortgage insurance premium from 1.75 percent to 2.25 percent. In short borrowers who secure loans without a 20 percent down payment of the homes value will be required to pay this fee to obtain financing. In all this will allow less buyers in to the market but will ultimately secure the longevity of the government loan program.

 

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Property Taxes Too High?

The National Taxpayers Union estimates that as much as 60% of taxable property in the United States is over assessed. However, only 5% of homeowners protest their assessments. Most people are unsure of the process to lower their taxes or have never known anyone that has. The site LowTaxRate.com hopes to give help through information contained there or through their network of "Property Tax Experts" to help you pay your fair share of property tax.

Read more... [FHA Increases Down Payment Requirements]
 

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